Wednesday, August 26, 2020

Special Education Teacher Essay Example for Free

Specialized curriculum Teacher Essay Enthusiasm and empathy two words with totally different implications, yet for me, one is the main thrust behind my assurance to educate. It’s been a long and twisting street for me to arrive at this purpose of my life, and for me to find my actual predetermination to be an instructor. It is since I understand that my sympathy for youngsters is the thing that will fortify my training fitness and the mix of my instruction and empathy make me a certified contender for any educating position. To put it plainly, my empathy for youngsters is the thing that drives my energy to instruct. As I consider the street that is in front of me, I am excited with fervor and anxious to investigate the numerous open doors that lay in front of me. A large portion of all, I am enthusiastic about the structure of my future homeroom and destinations I intend to handle in my future profession. I believe I owe my understudies the most ideal childhood and instruction. They merit an invigorating and strong condition that draws out the best in them. I need to urge my understudies to expand their minds and reach for objectives they thought about out of reach. I will endeavor to ingrain ethics in my understudies and urge them to treat one another and their locale with deference and comprehension. My understudies will be my essential obligation their requirements will be set before my own and their improvement will be my need. Before we can know where we are going, we should initially know where we originated from, and the equivalent is valid for the instructive field. While I am making progress toward greatness in my profession, I should instruct myself on the steps my field has made from the beginning of time. Essential exercises can be gained from our nation’s history and the errors made previously. I should consider these past steps the instructive field has made and keep on looking forward. Simultaneously, I will have the option to recognize potential relapses the field is inclining. I realize I can make not just have an effect in the lives of my own understudies, however in the lives of understudies all over the place on the off potential for success that I have firm in my convictions and battle for correspondence and equity everything being equal and request that they be allowed all the chance to accomplish their fantasies. Following current political and monetary issues influencing training will permit me to comprehend the bearing the field is going and make taught conclusions and permit me to hold fast for what I so enthusiastically put stock in, and my contribution in these issues will guarantee the instructive field will keep on advancing. Simultaneously, recognizing and tending to current issues standing up to training will engage me to cause the best possible strides in my journey and further to instruct me. These current issues will disclose to me which gatherings of kids are being disregarded or insulted by our government funded instruction framework and pinpoint which matters I have to battle possibly in support. The significant key is instruction; I should be taught in training. To do this, I will proceed with my training in the wake of getting my bachelor’s certificate. On the off chance that I neglect to do as such, I will be bombing honest youngsters and denying them of their entitlement to quality training. I will likewise go to all educational committee gatherings and be voice for these kids in my locale. I will likewise keep on casting a ballot in state and government decisions with the expectation that I may have any kind of effect concerning these issues thus I can change the lives of youngsters broadly. One of the issues defying training that I am generally energetic about is the measure of government inclusion permitted in our educational systems. Since training is a significant concentration in the nation’s legislative issues and beneficiary of bureaucratic and state financing, the legislature normally implements exacting guidelines and rules on our educational systems. While the level of this government association fluctuates, the most widely recognized deterrent educators are constrained with in such manner is state sanctioned testing. Sincere belief on the issue aside, the truth is that today’s youngsters must have the option to show their insight and comprehension through this kind of evaluation. Chosen authorities have esteemed these subjects and ideas fundamental to the advancement of our country and the evaluation of my understudies will basically turn into the appraisal of my school and above all, myself as an expert. One of my fundamental concentrations in the study hall will be to set up my understudies for these state administered tests, scholastically and intellectually. I will shift my methodologies in training these focal ideas fully expecting arriving at a more noteworthy feeling of comprehension for every one of my understudies with the expectation that they will at that point prevail on such appraisals. While not all will emphatically react to the technique for testing, I should urge them to do their absolute best and endeavor to set them up for this strategy for testing. I will rehearse this technique for evaluation with my understudies preceding the official testing so they may feel great with the strategy for appraisal and feel less worried on test day. Notwithstanding the consequence of the tests, I will figure out what makes a fruitful school year and I will constantly bolster my student’s learning and be pleased with them for the entirety of their effectively colossal achievements. I will give every understudy the degree of help and comprehend they should ensure a general fruitful school year. Besides, to turn out to be progressively experienced and an increasingly educated understudy regarding training, I commit myself to at least thirty hours to taking an interest in K-12 homeroom field understanding. I will join forces with the pioneers in the profession field and dissect their guidance, connections and study hall the board methodologies to pick up knowledge into the field and detract from the experience their prescribed procedures so I might be more ready for my understudies. I will move toward every day with my guide as the excellent open door is it. I will enter the study hall each time with another target I plan to achieve and will love each second I’m ready to spend in the study hall. Few out of every odd vocation empowers their rookies experts the capacity to have prompt hands-on understanding; this open door is genuinely an irregularity and such a gift. This permits me the opportunity to gain from quality perception of senior instructors and collaborations with youngsters in a similar setting I hope to one day educate in. I will likewise have the option to partake in the guidance of these understudies and experience the delight when they handle new ideas and comprehend the essentials. This valuable time will give me a foundation that no study hall can give me and permit me to allude back to these minutes when I have my very own study hall. Notwithstanding examining my guide teacher’s homeroom the executives and connections, I will likewise assess their use of present day innovation in the study hall. All things considered, current innovation has surprised this nation; essentially every calling has been affected by innovation and training is no special case. To be fruitful teacher in the twenty-first century, I should be eager to grasp innovation and investigate choices with respect to how I can fuse innovation into my study hall and exercise plans. My understudies will profit by my utilization of new apparatuses, for example, brilliant sheets or PowerPoint introductions or Webquest online exercise plans I will get ready for them. My principle objective in instructing is making my understudies good and profitable citizenry, and so as to be gainful in today’s age, my understudies should have some mechanical proficiency. While I don’t foresee them word preparing schoolwork assignments, I do hope to investigate progresses in innovation together and I will show them how to utilize these advances for their potential benefit. I should stay exceptional in the most recent turns of events and figure out how I can adequately fuse innovation into my study hall and still stay an understudy centered air. I have to ready to feature my capacity to grasp innovation and my inventiveness and association to possible managers so they might have the option to build up a firm comprehension of my abilities. One keen approach to do only this is to make a site portfolio to exhibit these capacities, alongside my showing theory, experience, development and potential as an instructor. I expect to regard this portfolio as a working resume and will continually keep it current. Nonetheless, to separate my portfolio, beside my phenomenal characteristics and capacities, I intend to entitle a segment of my portfolio explicitly for the guardians of my understudies to follow their child’s exercises, learning and progress in my study hall. I welcome however much parental association in my homeroom as could be expected, thus I am continually considering any extra ways I can permit my folks to be in contact with their youngster and I think an extraordinary segment on my site portfolio is great. Along these lines the guardians can get familiar with me by and by as an individual and instructor so they may feel progressively good with me and my situation as their child’s teacher. My greatest test in this will adjust every one of my desires to turn into a balanced and effective educator. I will never be great and will ceaselessly be figuring out how to better myself for my understudies. I intend to develop and grow the same amount of as my understudies do every year. I boldly acknowledge this demand and trust I am more than skilled to overcome any hindrance that comes my direction. I won't permit anything to possess my understudies from turning out to be fruitful residents or debasing my study hall atmosphere, and I am completely arranged to battle for my students’ fates. It is this sympathy for my understudies and my enthusiasm for their prosperity that makes me an advantage for any school area and a gift to a kid or more each of the, an uncommon instructor.

Saturday, August 22, 2020

Typography and Formal Recommendation Report free essay sample

Given data on an innovation or business-related issue introduced for a situation study, assess and incorporate outside research to make an efficient and archived formal logical report or proposition utilizing in any event six sources, including books, articles, interviews with topic specialists, and sites or databases, and set up a lot of introduction slides to go with the proposition. - 8-to 10-page Formal Recommendation Report Topic: Bearings: You may pick any of the subjects underneath for your Course Project†1 The organization that you work for doesn't have a site and isn't exploiting the numerous Internet showcasing openings that are accessible today (the utilization of web-based social networking locales for organizations, pay-per-click publicizing on web crawlers, article promoting, and so forth ). You choose to do some examination about the significance of utilizing the Internet to amplify your company’s presentation and showcasing plan, and afterward compose a proposition to the CEO laying out the advantages and the particular techniques you suggest dependent on your exploration. We will compose a custom exposition test on Typography and Formal Recommendation Report or then again any comparable subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page 2 Write a proposition to your CEO suggesting that your organization actualizes a â€Å"going green† program. This proposition ought to remember the advantages for nature for general and the organization itself regarding corporate picture and citizenship. Give a rundown of techniques and the costs that may be brought about or put something aside for each green idea you suggest executing. Note that there are many green thoughts now, from reusing containers to permitting representatives to telecommute. It’s up to you to choose which works for the association (envisioned or genuine). 3 Your organization is thinking about recruiting a full-time specialized essayist. There is restriction from some administration people who feel that a specialized author isn't needed†¦everyone can compose, correct? It’s your business to examine and compose a proposition delineating the advantages of recruiting an expert to compose archives for your organization, instead of surrendering it over to â€Å"just anybody. † Beyond composing documentation, reports, and recommendations, make a point to cover the assignments that numerous specialized scholars are equipped for too: site the executives, preparing projects, promoting and publicizing, etc. 4 Your organization has as of late extended and the old bookkeeping programming set up is not, at this point equipped for taking care of the jobs needing to be done. It’s your business to examine the different bookkeeping programming programs as of now available (at any rate two) and make a proposal. Variety: Whatever kind of programming your organization may need†¦just make it business-related. For instance, programming for visual depiction, site advancement, content administration, and so on 5 Employee turnover rates are high for some associations, and you have seen that the organization you work for is the same. Research what different associations are doing to recruit and hold great workers so as to battle the high representative turnover rate. Utilize this examination to make proposals to the administration of your association. Crowd: The crowd for this report is an industry leader, for example, your boss or CEO, or an open policymaker, for example, a legislator or official, who could follow up on your suggestions or proposition. You will distinguish this chief in the Course Project subject proposition . Research: Six scholarly as well as expert research sources are required. Your examination must comprise of an assortment of electronic sources (sites, databases, media) and conventional sources (books, diaries, magazines). All sources must be refered to utilizing the American Psychological Association (APA) documentation framework. Last Report/Proposal Details As noted over, the last item will comprise of a 8-to 10-page report or proposition on a specialized or business subject from the affirmed list. The last record incorporates the accompanying. Cover sheet (one page) Cover letter (one page, a couple of passages, single dispersed) Table of substance including rundown of representations (one page) Executive synopsis (one page, a few passages, single separated) Body of report or proposition utilizing the accompanying required areas. Presentation Discussion areas Ends and Recommendations Six research sources gave on APA arranged References page (one page). All references remembered for the Reference page must be refered to in-content. Specialized Illustration or visual, for example, a diagram, chart, or picture that you have made or have found through scholarly research. This ought to be fuse inside the principle body of the report and be referenced in-content. Organizing Elements Single dispersing (or 1. 15), twofold separating among areas and additionally sections 12-point text dimension for fundamental collection of composing Arial, Calibri, Cambria, or Times New Roman textual style type Use of headings and subheadings when proper Section length of around five to seven sentences Standard 1† edges Ragged right defense Multimedia PowerPoint Presentation Details You will introduce your report in a sight and sound specialized preparation †¦eight to 10 slides, incorporating presentation slide with the report title and your name; a few slides for every primary concern of report; an important end slide; utilization of full sentence, significant headings, and short words or expressions inside the body of the slides; at least two important visuals; utilization of a business-suitable structure format; and 5â€7 minutes of portrayal.

Thursday, August 20, 2020

8 Critical Cash Flow Rules

8 Critical Cash Flow Rules Did you know…Small businesses in US cite cash flow as one of their top 5 challenges82% of failed small businesses failed due to poor cash flow managementFrom an analysis of 101 failed startups, 29% were found to have failed due to lack of cashFor any entrepreneur, these figures paint a grim picture of the business environment. No-one starts a business with the expectation that it will prematurely dieâ€"though there is always the fear of that possibility.But such stats should not cause you too much worry, just concern.And with the knowledge you’re about to gain, you’ll at least be better off and can make better decisions. The same way big businesses started small and are doing well, so can yours.With good cash flow management being a critical factor in running a successful business, here are some principles to guide you.First, let’s get some basics out of the way.Positive vs Negative Cash FlowCash flow can be either positive or negative. Your business is better off when runnin g with a positive cash flow.Cash flow is positive when the amount of money coming in is more than that leaving the business.Money coming in will be through your receivables while that going out is through your payables. Receivables are mainly sales plus other revenue-generating activities your business is involved in.Payables are all the expenses you incur including external payments to lenders as well as internal ones like salaries.If you realize that your cash flow is negative, it’s time to do some work. Negative cash flow can result in serious business problems.Working Capital vs Cash FlowOne term used almost interchangeably with cash flow is working capital. Although the two are connected, they are very different.Your working capital tells you the overall strength of your business in the long-term. Cash flow on the other hand tells you about the short-term status of your business. Long-term in this case refers to more than 12 months and short-term is less than that.From an acc ounting point of view, working capital is calculated by subtracting your liabilities from your assets. The more your working capital, the more assured you can be of the profitability of your business.But working capital is not all you need to look at. Considering the above-mentioned statistics, cash flow is a major factor to consider.As much as it concerns the short-term, it is that short-term that can adversely affect your business.Money will flow in and out of your business on a daily, weekly or monthly basis.But if this flow is not well balanced and managed, the business might not exist for long enough to achieve your long-term goals.Just think about what could happen if you cannot pay your rent and salaries for four consecutive months.Won’t this affect your business negatively?You might as well be kicked out of the premises you’re running your business from. And that is assuming your employees will be waiting all this while.CASH FLOW RULES FOR A SUCCESSFUL BUSINESSWe would l ike to help you avoid being one of the businesses not succeeding due to cash flow problems.For this reason, we prepared this article to guide you on the things to keep an eye on.These seven rules will give you the ability to handle your cash flow better. With good cash flow management, you’ll have a thriving business.1. Cash is Really KingYou have heard this before. And it’s very true.The abundance of cash in your business provides numerous opportunities. In a similar way, the lack of it spells doom.The number of businesses affected by poor liquidity management are many.The key to understanding the importance of being liquid is to remember that you have periodic payments to make. Such payments are made from cash. And cash is different from sales.Many business owners tend to confuse between revenues and cash. These two are different.Revenues are simply a note of the transactions done. Only when you’re paid for those transactions do you count yourself as having received cash.2. Profits and Cash are Different ThingsFollowing the above point, profit figures can also be misleading to the less experienced business owner.If you’re struggling with these two terms, a simple differentiation is that profits don’t pay bills but cash does.Why?Because profits do not necessarily equal cash.If you take a look at your PL (Profit and Loss) report and decide that you have enough money to run your business, you’ll be wrong.The reason is that profits as per the PL report come from sales made without payments being received.Profits are therefore not the best measure of your financial status as a business. Unless you’re looking at the bigger picture, get a cash flow summary and make decisions based on that.3. Increase in Inventory Means Decrease in CashOne of the things you may be looking for as a business owner is more sales. This is a good thing and certainly worth pursuing.If you sell tangible products and want to have more stock for the expected increase in sales, good.Ask the production team to increase production.Empower your sales and marketing teams and urge them to work towards more revenues. But as you do so, note that it’s going to cost you.The cost may not be direct but it will certainly show in your cash flow summary.As you pump out more goods, either by producing or buying more from suppliers, there is a cost attached.The more inventory you have lying in your store or warehouse, the more your cash flow is stuck.Every product bought or produced costs money. That money has been spent from your cash as an expense. As more cash flows out of the business, will you be having a positive or negative cash flow?As long as expenses are higher than incomes, the situation needs correcting.4. Always Make Cash Flow ProjectionsOne way to stay safe is by making cash flow projections. This is like planning ahead of any activity.And just as planning is essential and helpful in anticipating challenges, so are cash flow projections.Making cash flow pr ojections will help you recognize potential problems before they show up.With the projection, you’ll be having a map of where you want your business to go.If after 1 month you’re not where you expected to be, then you can take a closer look to identify the problem.Without a projection, it’s impossible to do this since you have nothing to use for comparison.In making a projection, you might be tempted to make one and keep it in your mind.This can feel and sound like a quick way of going about it but it’s not the best.It would be best to engage your finance team and other managers to discuss this. If you’re the only employee of the business, then you’ll do it alone. But the important thing is to draft the projection and have physical copies at hand.You can have several in relevant files, even in the cloud for access from anywhere.5. Always Know Your Cash BalanceHow fast can you make a business decision? And how good will that decision be?Good decisions are made when knowle dge is available. Great decisions are made when insights are available. And the best decisions are made when you understand the whole situation.If cash flow problems are big enough to cause businesses to close down, then you should always be on top of things. You may not be the accountant but he reports to you. If you have a big finance department, then the FC might be the one reporting to you.Whichever the case, you need to have some financial data on your fingertips.As the business owner, you’ll be interacting with other business owners or company representatives who are decision makers. If you spotted a good business opportunity, how long would it take you to make a decision?If you’ll need to call your accountant for updates or check the latest report, someone else might get an advantage.The ability to make sound business decisions is determined by how much you understand your business and the factors affecting it.Your should know your cash flow balance. If your business has many daily transactions, you can ask to be updated twice a day. If they are few, maybe twice a week. Whichever schedule you set, just keep those numbers close.6. B2B Business Strains Your Cash FlowIf you run a B2C business, you may not be affected much by this. But if you’re in the B2B business, then keep this in mind.Any time you sell to another business, your cash flow is at stake.This doesn’t mean that you should cease B2B operations. It just means that you should be smart about them.Unlike where you sell directly to consumers and they pay you immediately, selling to other businesses means you wait for the payment.You will deliver or they’ll pick up goods then get an invoice. The invoice will be paid after 30 days, 60 days and in some cases, later than that.This can be a major challenge if you don’t have enough cash to sustain your operations.Whereas there isn’t any automatic solution to this, there are steps you can take to counter this. More on this in the section abo ut managing your cash flow.When making your cash flow projections, take this into consideration. Plan for the potential delays in receiving payments so you don’t expect too much then get disappointed.7. Business Growth Doesn’t Solve Cash Flow ProblemsAs an entrepreneur, you want your business to grow and flourish.And since cash constraints can hamper growth, you may think that growing your business will solve any cash flow problems you might have.Well, that’s wrong. In fact, it may make things worse.How?Business growth requires cash. And if you’re cash-strapped, then growth may not be possible.However, you can get external funding like loans, and that is a better way of going about growth.But if you insist on using cash to expand your business, you’ll end up in big problems.If you have cash flow problems, look for solutions from right within your business.Get the data and take a close look at it. You’ll likely spot issues which when dealt with, will release so much cash into your hands.It all boils down to reducing your periodic expenses while increasing your incomes.TIPS FOR MANAGING YOUR CASH FLOWSince it’s all about having more income and less expenses, what better way of helping you other than giving you some tips to implement?The management of cash flow requires some smart thinking.The good thing about smart thinking is that anyone can learn. This is like many other things in life, e.g communication skills, which can be learned by anyone.Here are 9 tips which will help you manage your cash flow like a pro.1. Monitor Your Cash FlowAlways monitor your cash flow. This is the only way you’ll be able to detect issues early enough. And the sooner you detect them, the easier it will be to solve them.To do this, keep an eye on your periodic expenses and cash inflows. Stay updated on major transactions in your business.You can set the limit for your finance team and ask them to notify you about any payable or receivable above a certain amount, e.g $500.This should be in addition to receiving regular updates, like weekly or monthly, depending on your preferences.2. Get Paid FasterNow here is a trick which may have been played on you without you realizing it.Have you ever been told by a supplier that if you pay on time you’ll pay less? Did you pay on time in order to save some money?No harm if you did. But just know that you fell for a trick. And just to be clear, it’s not a bad trick. It was just a case of someone acting smart. And you’ll also learn how to do the same.Realizing that less money in his pocket now is better than more money in his pocket 2 or 3 months later, the supplier gave you a discount. While you looked for savings and went for the deal, he was looking for faster payment and he got it. Source: The QuickBooks BlogTo encourage your customers, especially your B2B customers to pay you faster, offer them discounts if they pay early.If the invoice terms are 30 days after invoicing, you can offer 10% discount if the payment is made immediately. If it’s done within 3 weeks, the discount can be 7% and 5% if paid in the last week.Any payment done after the due date can attract late fees.Clearly indicate these terms on the invoice itself and don’t use the small fonts typically used for terms and conditions. It should be easy to see the offer since you’re trying to attract attention to them.Communicate the same during contract signing and maybe even mention it when making a sale.3. Pay Less QuicklyAnd just the same way you can encourage others to pay you quickly, you can also seek to pay others less quickly.Before you label this as an unfair tactic, keep in mind that you’ll have to discuss this with your suppliers. They are the ones to either agree or disagree with you r plan.If they give you some extra room in payments, go ahead and take the longest time possible.Since you’ll have it planned for, you shouldn’t get into any problems. And when the situation on your side is good, you can decide to surprise them one day with a prompt payment.The best way to look at this situation is as a negotiation. You’ll be seeking to get the best terms through which to do business with your suppliers. And if they can offer it, why not?Here is a video advising how to negotiate rates even if you already have an agreement.Try it out and see. It works perfectly well. You are looking to free up your money and you should look for ways to make that happen.4. Sell Obsolete AssetsCash flow is about in and outflow of cash, right? And positive cash flow is better than negative cash flow.So what are you doing holding on to assets you no longer use yet they can bring in money?Sell them.If these are machinery or other physical items in your offices, save the space while making some money.If it’s an old vehicle whose maintenance is high, why not sell it and get a new one on credit?Do the math and see what the trade-off looks like.But before concluding that a new one will be more expensive, consider the intangible costs involved.For example, maintaining an old vehicle might be cheaper compared to buying a new one. But what is the impact of using that old vehicle?Are deliveries often delayed due to slow speeds? Maybe due to frequent breakdowns? Or probably there is a lot of inefficiency since it can’t carry many products thus making more trips?5. Use a Cash Flow Tool for ReportingTo see the cash flow status of your business, you require a cash flow summary. This can be provided by your accountant on paper or from the accounting system you’re using.Find out from your team how much of an effort it is to generate the report. If you’re the one handling your finances, then how tasking is it to prepare a cash flow summary?And do you do it correctly? To get things running well and have the confidence that your data is accurate, consider using technology where necessary. Check out a few cash flow reporting tools and pick one if necessary.Remember that you or your team also become more productive when your work gets easier.6. Get External Financing for Big PurchasesWhen you’re about to make a big purchase, do not use cash for it.What if the deal is a real bargain?Even then, keep your cash away from the transaction.Do you remember that one of the things you’ll be doing from now on is trying to get paid faster? How sure are you that the seller isn’t doing the same thing?A rule of thumb regarding cash flow is this: always ensure you have as much cash as possible.So whatever you do, seek to always have as much cash with you as possible. You never know what’s going to happen tomorrow, the next week, month etc.And remember that cash flow problems have the ability to lead to business failure. Learn from those who went through the experience.7. Leasing is Better than BuyingThere has always been a debate on whether to lease equipment or buy them. Which side of the debate are you on?Whereas it’s easy to see buying as the better option, believe it or not, leasing is actually better.Why?Because it’s cheaper.Think about it. Between building an office block and renting a few offices in an already-built building, which is cheaper? Yes, other factors need to be considered, but in many cases, building your own office is more expensive.When you lease equipment, you don’t own it. For that reason, the one who owns it is responsible for seeing it work as expected. That sets you free from the burden of maintenance and supply of necessary accessories.For example, instead of buying a big 3-in-1 printer then maintain it yourself, you can lease one and save on maintenance. The only thing you’ll be doing is   buying printing papers.However, you still have to do your math to see the exact savings you’ll make before le asing.For a printer for instance, check how many toners or cartridges you use per month.If the cost of those toners is higher than the monthly payment you’ll make in the lease contract, then go for it.8. Get Partial Payments for Big OrdersA common situation some manufacturers find themselves in is receiving a big order, starting to work on it, then get paid after delivery.If you’re just starting out in business, you might agree to this arrangement for the sake of signing the deal.But it’s dangerous. Do you remember that payments are rarely made on time?To be safe, ask for some down payment or deposit of some sort. If the whole job costs $4,000, then ask for something like 25% of the full amount before beginning the work.This way, even if there is some delay in payment, you have at least reduced the outstanding amount.9. Have Some Cash ReservesEven after all the planning and monitoring, rarely will everything go as planned.As such, it’s wise to have some cash reserved for eme rgency cases. You can decide to make this amount a percentage, say 200% of your payables. This covers you for two months in case things get thick.To be successful with this, you will do well to be clear what “emergency” means.It should not be easy to get money from this account as that will not serve the intended purpose.This money should only be used when nothing else can be done. It should be the very last option you have.For example, you could decide that the money will only be used when your suppliers have threatened you with a lawsuit. Or when you’re almost about to be kicked out of your business premises.Whatever situation you decide to use as a definition of your business emergency, just make sure it reflects the purpose.CONCLUSIONCash flow problems are real but can be avoided with proper planning.Get to know your expenses, make projections and put a cash reserve in place.This will help you mitigate any cash flow threats.